Sometimes, bank card issuers and their journey companions supply switch bonuses, permitting you to get much more worth out of your factors. For instance, in case your factors switch to an airline at a 1:1 ratio, and that airline is providing a 25% switch bonus, transferring 100,000 miles to that airline would internet you 125,000 airline miles. Meaning you’ll be able to switch fewer miles to e book the identical award flight.
Who would not wish to be rewarded?
Create a NerdWallet account for customized suggestions, and discover the cardboard that rewards you essentially the most on your spending.
Present bank card switch bonuses
A abstract of present switch bonuses provided by the most important transferrable level packages consists of:
Virgin Atlantic Flying Membership
Air France/KLM Flying Blue
When must you switch factors?
It is best to usually solely switch rewards to airline and resort companions when you have a particular redemption in thoughts. As soon as the rewards are transferred, it could’t be undone. These rewards are topic to the restrictions of the person loyalty program, which can embrace expiration dates or loyalty program devaluations. When you resolve to make the most of a switch bonus with out rapid journey plans, be sure you perceive these restrictions earlier than you switch.
Utilizing an award search software like PointsYeah can assist you discover redemption choices for the transferrable factors you’re attempting to redeem. You possibly can even filter outcomes to solely embrace transferable factors with a present switch bonus.
AmEx switch bonus historical past
Full checklist of AmEx switch companions
AeroMexico (1:1.6 ratio).
Air France/KLM (1:1 ratio).
British Airways (1:1 ratio).
Cathay Pacific (1:1 ratio)
Delta Air Strains (1:1 ratio).
Etihad Airways (1:1 ratio).
Hawaiian Airways (1:1 ratio).
JetBlue Airways (2.5:2 ratio).
Qatar Airways (1:1 ratio).
Singapore Airways (1:1 ratio).
Virgin Atlantic Airways (1:1 ratio).
Alternative Accommodations (1:1 ratio).
Hilton Accommodations & Resorts (1:2 ratio).
Marriott Accommodations & Resorts (1:1 ratio).
AmEx has extra airline and resort companions than Chase, Citi and Capital One. As well as, AmEx has usually provided extra switch bonuses than these different packages.
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Cathay Pacific Asia Miles
Hawaiian Airways HawaiianMiles
Qatar Airways Privilege Membership
Virgin Atlantic Flying Membership
Playing cards that earn American Specific Membership Rewards factors
You’ll want a card that earns AmEx Membership Rewards to make the most of an AmEx switch bonus. Listed here are just a few of our favorites.
The Platinum Card® from American Specific
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
on American Specific’ web site
Charges & Charges
American Specific® Gold Card
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
on American Specific’ web site
Charges & Charges
The Enterprise Platinum Card® from American Specific
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
on American Specific’ web site
Charges & Charges
The Blue Enterprise® Plus Credit score Card from American Specific
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
on American Specific’ web site
Charges & Charges
Earn price on journey
• 5 factors per $1 on flights booked instantly with airways or with American Specific Journey, on as much as $500,000 spent per 12 months.
• 5 factors per $1 on pay as you go accommodations booked with American Specific Journey.
• 1 level per $1 on different eligible purchases.
• 4 factors per $1 at eating places worldwide (on as much as $50,000 in purchases per 12 months).
• 4 factors per $1 at U.S. supermarkets (on as much as $25,000 in purchases per 12 months).
• 3 factors per $1 on flights booked instantly with airways or with American Specific Journey.
• 2 factors per $1 on pay as you go accommodations and different eligible purchases made by way of American Specific Journey.
• 1 level per $1 on different eligible purchases.
• 5 factors per $1 on flights and pay as you go accommodations booked American Specific Journey.
• 1.5 factors per $1 in key enterprise classes and eligible purchases of $5,000 or extra (on as much as $2,000,000 in purchases per 12 months).
• 1 level per $1 on different eligible purchases.
• 2 factors per $1 on the primary $50,000 in purchases every calendar 12 months.
• 1 level per $1 on purchases above $50,000 in a calendar 12 months.
Welcome supply
Earn 80,000 Membership Rewards® Factors after you spend $8,000 on eligible purchases in your new Card in your first 6 months of Card Membership. Phrases Apply.
Earn 60,000 Membership Rewards® factors after you spend $6,000 on eligible purchases in your new Card in your first 6 months of Card Membership. Phrases Apply.
Earn 150,000 Membership Rewards® factors after you spend $20,000 in eligible purchases on the Card throughout the first 3 months of Card Membership. Phrases Apply.
Earn 15,000 Membership Rewards® factors after you spend $3,000 in eligible purchases on the Card inside your first 3 months of Card Membership. Phrases Apply.
Chase switch bonus historical past
Full checklist of Chase switch companions
Air France-KLM (1:1 ratio).
British Airways (1:1 ratio).
Virgin Atlantic (1:1 ratio).
InterContinental Accommodations Group (1:1 ratio).
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Bank cards that earn Chase Final Rewards® factors
You’ll want a card that earns Chase Final Rewards® factors to make the most of a Chase switch bonus. Listed here are just a few of our favorites.
Here is a number of fashionable Chase playing cards that earn Final Rewards® factors.
Chase Sapphire Most well-liked® Card
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Chase Sapphire Reserve®
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Chase Freedom Limitless®
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Chase Freedom Flex®
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Rewards
• 5 factors per $1 on journey booked by way of Chase.
• 3 factors per $1 on eating (together with eligible supply providers and takeout), choose streaming providers and on-line grocery purchases (not together with Goal, Walmart and wholesale golf equipment).
• 2 factors per $1 on different journey.
• 1 level per $1 on different purchases.
Level worth within the journey portal: 1.25 cents apiece.
• 10 factors per $1 on Chase Eating, resort stays and automobile leases bought by way of Chase.
• 5 factors per $1 on air journey bought by way of Chase.
• 3 factors per $1 on different journey and eating not booked with Chase.
• 1 level per $1 on different purchases.
Level worth within the journey portal: 1.5 cents apiece.
• Within the first 12 months, 6.5% money again on journey bought by way of Chase, 4.5% money again on drugstores and eating places, and three% on all different purchases on as much as $20,000 in spending.
• After that, 5% money again on journey bought by way of Chase, 3% money again at drugstores and eating places, together with takeout and eligible supply service, and limitless 1.5% money again on all different purchases.
Level worth within the journey portal: 1 cent apiece.
• 5% money again on as much as $1,500 in mixed purchases in quarterly classes. Activation required.
Level worth in Chase journey portal: 1 cent apiece.
New cardholder bonus supply
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening.
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening.
Earn an extra 1.5% money again on every little thing you purchase (on as much as $20,000 spent within the first 12 months) – value as much as $300 money again!
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Citi ThankYou switch bonus historical past
Citi ThankYou is partnered with 14 airways, 4 accommodations and Store Your Manner.
Full checklist of Citi switch companions
Air France/KLM (1:1 ratio).
JetBlue (1:1 or 1:0.8 ratio, relying on which card you will have).
Qatar Airways (1:1 ratio).
Singapore Airways (1:1 ratio).
Thai Airways (1:1 ratio).
Turkish Airways (1:1 ratio).
Virgin Atlantic (1:1 ratio).
Accor Stay Limitless (2:1 ratio).
Alternative Accommodations (1:2 or 1:1.5 ratio, relying on which card you will have).
The Main Accommodations of the World (5:1 ratio).
Most well-liked Accommodations & Resorts (1:4 ratio).
Wyndham (1:1 ratio or 1:0.8 ratio, relying on which card you will have).
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
Cathay Pacific Asia Miles
Qatar Airways Privilege Membership
Turkish Airways Miles & Smiles
Virgin Atlantic Flying Membership
Bank cards that earn Citi ThankYou factors
NerdWallet’s rankings are decided by our editorial crew. The scoring method incorporates protection choices, buyer expertise, customizability, price and extra.
If you wish to make the most of Citi’s switch companions, you’ll must get a bank card from Citi that earns ThankYou factors. Sadly, not all ThankYou level incomes playing cards offer you entry to all of the switch companions.
Nevertheless, when you have the Citi Strata Premier℠ Card ($95 annual payment) or the Citi Status® Card ($495 annual payment), you’ll be able to entry all of the switch companions. As well as, holders of those two playing cards can switch factors to Alternative and Wyndham at extra favorable switch ratios.
Capital One switch bonus historical past
Capital One has 14 airways and three resort switch companions.
Full checklist of Capital One switch companions
Air France-KLM (1:1 ratio).
British Airways (1:1 ratio).
Cathay Pacific (1:1 ratio).
Singapore Airways (1:1 ratio).
TAP Air Portugal (1:1 ratio).
Turkish Airways (1:1 ratio).
Alternative Privileges Accommodations (1:1 ratio).
Wyndham Rewards (1:1 ratio).
Capital One switch accomplice
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Cathay Pacific Asia Miles
TAP Air Portugal Miles & Go
Bank cards that earn Capital One miles
To earn miles with Capital One, you will have a selection of 4 private bank cards and two enterprise playing cards.
Here is a number of fashionable bank cards that earn Capital One miles.
Capital One Enterprise X Rewards Credit score Card
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Capital One Enterprise Rewards Credit score Card
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Capital One VentureOne Rewards Credit score Card – Miles Increase
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Capital One Spark Miles for Enterprise
NerdWallet’s rankings are decided by our editorial crew. The scoring method takes into consideration the kind of card being reviewed (equivalent to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Annual payment
$0 intro for the primary 12 months, then $95.
Earn price
• 10 miles per $1 on accommodations and rental vehicles by way of Capital One Journey.
• 5 miles per $1 on flights by way of Capital One Journey.
• 2 miles per $1 on every little thing else.
• 5 miles per $1 on accommodations and rental vehicles booked by way of Capital One Journey.
• 2 miles per $1 on all different purchases.
• 5 miles per $1 on accommodations and automobile leases booked by way of Capital One Journey.
• 1.25 miles per $1 on all purchases.
• 5 miles per $1 on accommodations and rental vehicles by way of Capital One Journey.
• 2 miles per $1 on every little thing else.
Welcome supply
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening, equal to $750 in journey.
Take pleasure in a one-time bonus of 75,000 miles when you spend $4,000 on purchases inside 3 months from account opening, equal to $750 in journey.
Earn a bonus of 40,000 miles when you spend $1,000 on purchases inside 3 months from account opening, equal to $400 in journey.
Earn a one-time bonus of fifty,000 miles – equal to $500 in journey – when you spend $4,500 on purchases throughout the first 3 months from account opening.
Bilt Rewards switch bonus historical past
Bilt Rewards is likely one of the newer rewards packages with switch companions and is usually a invaluable program for individuals who wish to pay lease utilizing a bank card. Bilt Rewards factors could be transferred to 14 airways and three accommodations.
Full checklist of Bilt switch companions
The most effective switch worth for Bilt Rewards come throughout Bilt’s Lease Day promotions, which supply excessive switch bonuses for simply in the future. For instance, Bilt provided a 100% switch bonus to Air-France KLM Flying Blue in 2023. Verify the Bilt app on the primary of each month for any switch bonuses.
Bilt Rewards switch accomplice
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
Cathay Pacific Asia Miles
Virgin Atlantic Flying Membership
NerdWallet’s rankings are decided by our editorial crew. The scoring method incorporates protection choices, buyer expertise, customizability, price and extra.
Bank cards that earn Bilt Rewards
Though you needn’t have a bank card with Bilt to earn Bilt factors, you’ll be able to maximize the factors you earn by holding the Bilt World Elite Mastercard® Credit score Card. There is no such thing as a annual payment, and it’s the best technique to earn factors for paying your lease.
